Funding Solutions

Four ways to get funded — matched to your business, not a one-size-fits-all product.

We don't lead with a single product and try to make your business fit it. We start with your situation — revenue, time in business, credit history, what you need the money for — and match you to the funding type and network partner suited to it.

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Merchant Cash Advance

A Merchant Cash Advance (MCA) isn't a loan — it's an advance against your future sales, repaid through a fixed percentage of daily or weekly revenue rather than a set monthly payment. That structure makes it one of the fastest ways for revenue-generating businesses to access capital, often within 24–72 hours of approval.

  • Your business has consistent monthly revenue, even if credit isn't perfect
  • You need capital quickly — inventory, a slow season, an unexpected expense
  • You'd rather repay as a percentage of sales than a fixed monthly bill
  • Traditional term loans haven't been an option for your business

Typical Range

$5,000 – $500,000

Exact amounts, factor rates, and repayment terms are set by the network partner underwriting your file, based on your monthly revenue and business history.

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Equipment Financing

Whether you need a new delivery truck, kitchen equipment, medical devices, or heavy machinery, equipment financing lets you spread the cost over time instead of paying cash up front. In many cases, the equipment itself secures the loan — which can mean more flexible approval terms than an unsecured product.

  • You're purchasing or leasing a specific piece of equipment or vehicle
  • You'd rather preserve working capital than pay for equipment outright
  • You want predictable, fixed monthly payments
  • Your industry depends on equipment that ages, wears out, or needs upgrading

Typical Range

$10,000 – $2.5 Million

Terms vary by equipment type, age, and value. Network partners may finance up to 100% of equipment cost depending on qualifications.

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Business Loans & Lines of Credit

For businesses with stronger credit profiles and established operating history, term loans and revolving lines of credit typically offer the most competitive rates in our network. A term loan gives you a lump sum repaid on a fixed schedule; a line of credit gives you access to capital you draw from as needed, paying interest only on what you use.

  • You have an established operating history and steady revenue
  • You're financing a larger investment — expansion, acquisition, renovation
  • You want a lower cost of capital than short-term alternative products
  • You want a line you can draw from repeatedly, not a one-time lump sum

Typical Range

$25,000 – $2 Million

Multiple lender options are available across prime and near-prime credit profiles — we match you to the offer that fits.

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Credit-Challenged Solutions

A low credit score, a past bankruptcy, or a bank turndown doesn't mean your business isn't fundable — it means you need a partner who looks at more than the score. Our sub-prime network specializes in businesses that traditional lenders won't touch, evaluating your full financial picture: revenue trends, time in business, and your plan for the funds.

  • You've been declined by a bank or traditional lender
  • Your personal or business credit score is below prime thresholds
  • You've had a past bankruptcy, tax lien, or other credit event
  • You need a partner who evaluates circumstances, not just a number

Typical Range

$5,000 – $250,000

Credit guidelines vary by network partner. We don't claim "no minimum credit score" — we connect you to partners who evaluate your full circumstances.

Not sure which fits?

That's exactly what we're here for. Tell us about your business and what you need the funding for — we'll match you to the right option.